Our Mission

We're dedicated to helping and empowering individuals, business people, financial advisors, professionals, boards, and investors everywhere... to take greater control over the risks they face, rather than have risks control them.

Teaching how to better understand & manage the full range of evolving uncertainties and risks generated by our rapidly changing, more interconnected, less predictable, and increasingly less certain world is our passion.

We do so by using our first-of-their-kind, proprietary, Game-changing, non-technical, holistic “Risk-Wise”® method, as the basis of our unique educational programs, workshops, presentations, writings, and easy to use risk management tools for financial advisors and investors.

Each and everyone of those resources are designed to meet the enormous and growing, world-wide, unmet need of people everywhere to better understand, demystify, and manage the accelerating pace of worldwide change, and the instability, uncertainty, anxiety, and concerns about the wide range of external and internal risks it generates.

Our "Risk-Wise"® programs & tools are designed to help demystify and simplify risk and risk management, plus introduce a simple, user-friendly, step-by-step risk management planning process that can be applied to any risks. It also overlays & enhances the effectiveness of risk management initiatives or tools you may already be using.

Utilizing the “Risk-Wise”® method helps advisors address risk with clients in a positive, proactive, empowering way, that helps them reduce both the likelihood and impact of painful, negative surprises.

You'll benefit by having a new, clearer, deeper understanding of risk(s) in its many forms, and how to deal with them more effectively .

You’ll also learn how to:

  • Utilize true knowledge, deep understanding, and thorough preparation to convert risks that occur from possible nightmares into only minor inconveniences, and even potential opprtunities
  • Help yourself, your firms, and the clients you serve better understand and manage the risks of our less certain world more effectively.
  • Never look at risk and risk management quite the same way again.
  • Become a more knowledgeable, less emotional, more realistic & confident, ready-for-anything "Risk-Wise" investor, advisor or business person

"Knowledge is the antidote to fear"                                        - Ralph Waldo Emerson

“Nothing in life is to be feared, it is only to be understood. Now is the time to understand more, so that we may fear less.”
- Marie Curie, 1st Recipient of Noble Prizes in two sciences, Chemistry & Physics

Michael Carpenter ~ Biography

Michael Carpenter is an investment industry executive, thought leader, consultant, speaker, and author of two globally published books, The “Risk-Wise”® Investor- How To Better Understand and Manage Risk, and  "The "Risk-Wise"® Risk Management Planning Process.

His “Risk-Wise® method introduces a new, user-friendly, holistic way financial advisors, investors, business people, and boards can demystify any risk, and reduce the likelihood and impact of painful, negative surprises of all types.

Mike’s conducted hundreds of advisor & investor workshops,  presentations, and webinars around the country, including special programs at Harvard, Columbia, Wharton and MIT.  Mike started his career as a successful financial advisor, and advanced to regional and national level positions with PaineWebber. He then led record-setting national distribution teams for John Hancock Funds, Transamerica / IDEX, MFS Retirement Services, and Rydex Global Advisors before establishing his own Boston based strategy, marketing, sales, and “Risk-Wise® risk education, planning and management consulting firm in 2003.

Over the years, numerous articles authored by Mike have been published in national investment industry publications, including InvestmentNews, The Journal of Financial Planning, The NAFA Advisor, IMCA, FA Magazine, and others.