Michael Carpenter        The "Risk-Wise"®  Advisor


Mike Carpenter is a senior investment industry executive, innovative & thought leading consultant, speaker, and author of two books published globally by John Wiley & Sons, Inc., The “Risk-Wise”® Investor- How To Better Understand and Manage Risk, and  "The "Risk-Wise"® Risk Management Planning Process.

His “Risk-Wise® Method introduces a new, "game changing" user-friendly, holistic way investors, financial advisors, business people, boards, and individuals can demystify almost any risk, and reduce the likelihood and impact of painful, negative surprises of all types.

Mike's proprietary "Risk-Wise"® Method is designed to help anyone take greater control over the full range of risks they face, including "external" & "internal" risks of all types, rather than have those risks control them.

For over 30 years, Mike's conducted hundreds of presentations, programs, national webinars, and insight filled workshops for investment professionals, business people, individual investors, and investment firms all around the country. He's also delivered special educational programs for investment industry professional associations including FPA, IMCA, NAPFA & MDRT, as well as custom investment industry programs on the campuses of Harvard, Columbia, Wharton and MIT.

Mike started his career as a successful financial advisor in Southern  California for over 7 years, and was then selected to assume a regional management role.  Three years later, he then accepted a national level leadership position at the headquarters of PaineWebber in New York City.

He was subsequently promoted to leading record-setting national distribution teams for John Hancock Funds, Transamerica, MFS Retirement Services, and Rydex Global Advisors, including conducting innovative advisor & investor educational programs nationwide. Mike then established his own Boston based strategy, marketing, sales, and “Risk-Wise® risk consulting, education, management, and planning firm in 2003.

Over the years, Mike's writings have also been published in numerous national investment industry publications, including InvestmentNews Magazine, The Journal of Financial Planning, The NAFA Advisor, IMCA, FA Magazine, and others.

Our "Passion & Mission"

Helping people everywhere reduce the likelihood and impact of the "ever evolving" risks, anxieties, uncertainties, and fears ...generated by our rapidly changing, more complex, increasingly less certain & predictable world.
The "Risk-Wise"® method's powerful, user-friendly, "eye opening" insights, and practical knowledge help anyone improve their understanding & control of risks, plus reduce the uncertainty, anxiety, and fear normally associated with Risk and Risk Management

 "Nothing in life is to be feared. It is only to be understood more, so that we may fear less."                                 - Marie Curie -                                          (The only person to ever receive the Nobel Prize in two different sciences)

           Becoming "Risk-Wise"® will help you:

  • Utilize true knowledge, deep understanding, and thorough preparation to convert risks that actually occur from possible nightmares or costly negative surprises into only minor inconveniences, and/or even potential opportunities.
  • Quickly & easily determine which risks to avoid, which to accept and manage, and which to accept outright with no risk management.
  • Better understand and more effectively manage the ever evolving risks of our rapidly changing, increasingly less certain world, rather than have those risks control you.
  • "Tilt" the normally balanced risk/reward equation to your personal advantage
  • Never look at risk and risk management quite the same way again.
  • Become a more knowledgeable, less emotional, more realistic & confident, ready-for-anything "Risk-Wise"® individual, investor, advisor and/or business person.

We're totally dedicated to "empowering people all around the world" to better manage the critically important, yet needlessly complex and often intimidating subjects of risk & risk management, in a practical, user-friendly, non-technical, and effective way.

We make it simpler and easier, for individuals, business people, financial advisors, professionals, boards, and investors worldwide to gain greater control over the full range of both "External" & "Internal" risks we all face.

Shining the "lamp of knowledge" on this multifaceted, emotionally charged, and vitally important topic is the very core and foundation of everything we do.

   Risk is like fire. If controlled it will help you. If uncontrolled it will rise-up and destroy you.”       Theodore Roosevelt

We accomplish that objective by utilizing our very own "first-of-its-kind", proprietary, "break-through", non-technical, and holistic “Risk-Wise”®Method.

This innovative, yet simpler approach to reducing risk, and painful / costly negative surprises of all types is the basis for all our proprietary, game-changing content, methods, tools & services. Those resources include customized presentations, workshops, modular educational programs, marketing materials, consulting, individual  & group training, coaching, plus writings, and exclusive, easy to use "Risk-Wise"® risk management program implementation tools.

It's also a very effective way to "tilt" the normally balanced risk/reward equation to your own personal advantage.

Using The "Risk-Wise"® method you'll have a new, clearer, deeper understanding of the "true nature" of risk, and how it really works. You'll also be able to better manage the many forms of both  EXTERNAL & INTERNAL  risks we all face, rather than have those risk(s) control you.

"When you change the way you look at things,                      the things you look at change"                      

                          Max Planc, Nobel Lauriate, Physics